I have to go to the dentist tomorrow, I think I have a cavity. I called our student health insurance plan to find out what kind of dental coverage I have...and the good news is that despite the fact that I pay a kajillion dollars a year for health insurance that DOESN'T cover any of my medical expenses unless I go above the deductible, which won't happen unless I get something truly heinous (the deductible is several hundred dollars...awesome), it ALSO doesn't cover any dental work I might need. It does cover preventative care though. How very helpful. How about I need some dental care to prevent me from freaking out. My tooth hurts.
Also, a cavity can cost between $200-500 to fill, and a root canal can be up to $3000 or so. How am I supposed to feel about the fact that my so-called student insurance actually pays for nothing...ever...no matter what...but I'm too scared not to get it in case I really get sick...in which case they'd probably refuse all my claims anyway. What a racket this is. THERE SHOULD BE A LAW!